Getting a lower interest rate

Today I was paying bills and noticed the interest rate on my credit card. It went up again for no reason. Paying high interest rates, I knew I couldn’t pay it off that way. So I called the company and asked them what was up. I got my interest rate cut in half – and didn’t even have to raise my voice.ÂÂ

I also set up my Debt Reduction Planner in Quicken. I think they have an online version too:http://www.quicken.com/planning/debt