Due to the unexpected appliance expenses, I think I will go on a 30 day spending fast. All during May I will spend only on what are necessities. I’ll make a game out of it to see how little I can spend. Of course that means I have to figure out what is a necessity Read More
After having both a washer and a refrigeratorĂ‚Â die in one week, I thought I’d check to see the Life Span of Appliances. It looks like it is time to start saving for a dryer. If only the avacado green stove would break đź™‚
Ariane at Neat Living has tons of excellent ideas for Christmas gifts that are frugal and meaningful: http://www.neatliving.org/blog/2005/11/what-if-you-bought-nothing-at.html http://www.neatliving.org/blog/2005/11/neat-tips-for-saving-time-money.html
“He who knows he has enough, is rich.” Lao-Tzu I have everything I need. I am unbelievably rich. How about you?
I spent a couple of days, getting my financial files in order, using the great guide at: http://www.finishrich.com/pdf/worksheets-step1.pdf. Sign up to get into the free resources and go to find my stuff.
I just got my The Automatic Millionaire Workbook by David Bach. Much of his ideas are simple – do automatic savings, automatically pay bills, etc. Learn to live on what you actually make. In the back he mentions his web site so I had to visit. This month’s newsletter is on Social Security Reform. Wow, Read More
I printed off tons of worksheets from the site Managing Your Money like plugging spending leaks and How much mortgage can you afford. The site has the information all the books tell you to do, but makes things concise and easy to understand.
Today I was paying bills and noticed the interest rate on my credit card. It went up again for no reason. Paying high interest rates, I knew I couldnĂ˘â‚¬â„˘t pay it off that way. So I called the company and asked them what was up. I got my interest rate cut in half Ă˘â‚¬â€ś and Read More
A new law is going in to effect allowing everyone to get one free credit report a year: https://www.annualcreditreport.com/cra/index.jsp. Some state are already online, but I have to wait till March. -=-=-=-=-=-=-=-=-=- Game Night with the Kids – we played Sorry and Uno
Today, I’ve been working on my taxes. I ran across a helpful checklist from Turbo Tax: http://www.turbotax.com/articles/tax_preparation_checklist.html
- Simplifying Not Organizing
- Questions to Help You Simplify Your Life
- Areas to Simplify
- What to Do with all the Papers
- How to Get Things Done When You Are An Emotional Wreck
- How to Get to the End of Your To Do List
- A Question to Help You Make Changes
- Choosing Your Committments
- Laziness Isn't the Problem
- What's Keeping You From Decluttering?
- Uncovering the Creative Areas
- Decluttering the Entryway
- Decluttering Cosmetics
- Piles of Magazine Clippings