Many of my readers are interested in saving money, spending less and getting out of debt. I recently joined a Blog Carnival for Everything Finance which is out today. I even got an asterisk for being an editor pick with my Simplifying Halloween post. How about that?
Here are my favorites from the carnival:
57 Ideas to Save Money As a Pet OwnerÂ
And you can find other helpful articles at the carnival:
The other day I was writing in my journal about ways I can comfort myself when I am down. After I looked over the list I was shocked that they all cost little or no money:
Buying a pick-me-up wasn’t even on the list! I wonder how many times I have tried to cheer myself up with the wrong thing.
I love the new Saturn Vue commercial with all the gold and sparkles. Then the Vue stops fast so it doesn’t hit the Paris Hilton look alike. “Spending money like it’s going out of style is going out of style.”
I was surfing trying to find the exact words to the commercial, when I ran across another blog saying that we don’t like to be told that we live excessively and how the commercial shouldn’t tell us to spend less extravegently.
What about you, do you think we live in a culture that promotes excessiveness? Do you see the trend moving towards less excess? Or is it all talk and the wallet is still opening?
It seems we are becoming more and more obsessed with our houses and the way they look. We try to buy more things to make it more beautiful and stylish. We add on and redecorate. I have eight different pillows for my couch and that’s after getting rid of two!
We upgrade furniture and appliances faster than ever before.
And now are houses are full of clutter. These showplaces we don’t even want to show.
My grandparent’s house was always very simply decorated. Some artwork from trips they have taken. Things rarely moved. They had the same furniture for years and years.
And yet their house was always full. A lonely missionary, a foreign exchange student, people they met on their travels, neighbors, people from church, and family all came to the house. Grandma never seemed to worry if the house was good enough or neat enough to have people over. She invited people at the spur of the moment.
Her house was usually clean, but rarely perfect. She routinely cleaned and didn’t have the clutter around the house (just in the basement). But she didn’t spend much time on redecorating or keeping up with the times. And without all the clutter she didn’t spend much time cleaning and organizing. Her house was comfortable and never showy.
And no one cared what the house looked like. People were there to talk and connect. Not have a house tour.
Hospitality never goes out of style.
After sending my tips and one being “Don’t buy anything you need to dry clean”, I received this note from a person that owns a dry cleaning business.
“AS A DRYCLEANING BUSINESS OWNER FYI,Â it is much simpler to drop things off at the cleaners and have them do the work for you.Â Itâ€™s a tradeoff between $ and time.Â If you make more than $10 and hour the time savings is justifiable.Â Simplicity is about making your life easier and paying someone to do a labor intensive chore is definitely one way to do that.”
I happen to agree with him. If you can find someone to do something for you and you can afford it, I say go for it. You can also do things like hire a high schooler to run errands or trade off jobs with someone.
Keep your eyes open for opportunities. Don’t just keep doing things the same old way, if you can find a way to make things work better.
List the top 3 things you don’t like to do. Now list 10 ways that you can get someone else to do them. And it’s OK to put silly answers down. Just get the brainstorming flowing.
Now you can experiment with a few of those ideas.
Running out to the store at the last minute is a big energy drain. Making do with supplies that arenâ€™t made for the job is frustrating. Not to mention, every time you go to the store you are likely to spend more money than you had wanted. Time to stock up and take inventory.
I like to grocery shop once a month for most staples and supplies, and shop what is on sale using the grocery game. Then during the week I get fresh produce and perishables.
What do you need to stock up on?
Being prepared for your life will make you feel relaxed and organized. And will save you lots of running to the store for one or two things.
Earlier this year I wrote a post on Are You Rich? where I showed how you may be richer than you think. Well now you can find out exactly how rich you are.
“Every year we gaze enviously at the lists of the richest people in world. Wondering what it would be like to have that sort of cash. But where would you sit on one of those lists? Here’s your chance to find out.”
Challenge your perception of wealth:
Trent at the Simple Dollar has come up with great ideas for inexpensive and free gifts for Dad’s. I especially like the Yard Word idea. My father-in-law has a huge yard and I think he would appreciate this.