• When I coach or teach people, the ones that make the most progress are the ones that bring the lessons deep inside. Simplifying or any other change works better if the changes are internal as well as external. Photo by Jeff Dargis   You can

  • On the news the other day, I heard them talk about consumer spending not being up because the economy is getting better, but because of "frugal fatigue." People were just tired of scrimping. Saving is going back down, credit card debt

  • Finances are one of those things that is easier to let someone else handle – your husband or wife, an accountant, a broker. Maybe you think it’s too scary or over your head. Or you don’t like to deal with numbers. But, you need